It's free to sign up and receive your PaychekPLUS Select MasterCard Prepaid Card. Some fees for using the card may apply. See our Cardholder Agreement for more details.

The PaychekPLUS Select MasterCard Prepaid Card is not a credit card; it is a reloadable prepaid debit card. With PaychekPLUS Select MasterCard Prepaid Card, you have total control of your money because you only spend the cash you load onto the card.

All you have to do is complete a quick online application and upon successful identification verification, we’ll send you a card. There’s no credit check required. The government does require that all customers provide their date of birth and a social security number. We’ll gather this information during the application process so your card is ready to activate when it arrives. 

To apply and receive your card, we need a physical mailing address. We cannot send a card to a P.O. Box.

Yes, as long as you are a permanent resident with a valid Social Security number.

The minimum age to apply for a PaychekPLUS Select MasterCard Prepaid Card is 18 years old.

After you are approved, your personalized card will be delivered to you by mail in 7-10 business days. 

When your card arrives, simply activate it and add money. Then it is ready to use. Follow the printed instructions that arrive with your card.

There is no fee to activate your card.

No minimal balance is required for a PaychekPLUS Select MasterCard Prepaid Card.

Yes, we provide monthly online statements free of charge.